#1 How much do you have? In each account or location, how much money do you have right now?
#2 How much do you make? Each month – whether its earned income or unearned. What is the total amount coming in?
#3 How much do you tithe and give? God says you manage 90% not 100% (tithe) What else does God want you to give?
#4 How much do you owe? List every debt by creditor, amount borrowed, monthly payment, interest, and outstanding balance. How many payments behind, late fees or penalties?
#5 What Categories do you use? What do you spend money on each month, or need to save for monthly? Christmas comes every year.
#6 What is God telling you to spend or save each month? In each spending category.
#7 How is God telling you to allocate each paycheck? What portion from each paycheck goes to each category so the money is there when the bill is due?
#8 What is your smallest Debt? How much extra each month is God telling you to pay on it? (so you can then pay off the next one)
#9 What are you next financial needs? Top 5 things you will need next (not bills), and how much you are saving for them each month.
#10 Are your current Expenses God’s will for you right now? Does he want you to spend less, spend more, drive a different car, live in a different house?
#11 Is your current Income God’s will for you right now? Do you need a different job? Do you need a second job? Do you need to work harder on your first job? Does your spouse need a job? Do they need to quit their job and stay at home? How much do you need?
So Now What?
#1 Ask God for His answers to these Eleven Questions.
#2 Commit to obey God financially – no matter what He tells you to do.
#3 Develop Four Character Qualities.
#4 Getan Accounting Tool and use it daily.
If you do these things You can be faithful financially starting today!
Four Qualities to be Faithful Financially
2) Unity With Your Spouse
3) A Willingness To Learn What God’s Word Says About Money, and
4) A Heart To Obey.
An Accounting Tool
Finally, you will need an Accounting Tool: Something that helps you track your plan and progress daily - something that Shows You: Where God’s Money is - So You Can Ask God what He wants you to do with it.
Could you use just a little help with this?
hearwelldone.org offers (for free) - a fully contained, Excel Based Accounting Tool, to help you hear and obey financially - For anyone willing to use it for at least 30 days, we will help you customize it for your personal use (at no charge).
See 4C’s Accounting Tool
What if you could be faithful financially starting today! What could God do?
A PRISM Topic: is God’s Word on a single subject. A Relationship Topic is a perspective from God's Word on relationships. A PRISM Topic Packet is a grouping of PRISM or Relationship Topics of similar subjects... part of the M: Meditate on theWord of PRISM – (5 Things You Can Do Daily in God’s Word) to transform the way you think. Ask God what PRISM Topic or Relationship Topic He wants you to meditate on today.Take your PRISM Topic, Relationship Topic or Packet with you! Come back to them multiple times a day! “It is to be with him, and he is to meditate on it day and night, so that he may learn to fear the LORD…” - Deuteronomy 17:19