A Microsoft Excel-Based Personal Financial System, which allocates your checking account into categories. So you can give an account daily. So you can know where God’s money is, ask Him, and do what He tells you to do with it.
For anyone willing to use it for thirty days... Call us, we'll build yours free of charge. And walk with you daily for several days until you get it. This is simple. You can do this. It will change your relationship with God, your life & family forever. It's not about the money, it's about the relationship.
WHY DO 4C’s EVERY DAY?
#1 God said - Whoever is faithful with little is faithful with much (and He said the 'little' is money.) Luke 16:9-11
#2 God said - Give an account - (a number, a detail of transactions, an explanation of actions) Luke 16:1
#3 God said - Know the condition of your flock, give careful attention... Proverbs 27:23
#4 God said - Divide your portion, (Not just investments, expenses, live by categories). Ecclesiastes 11:2
#5 God said - Count the Cost if you're going to build something. Luke 14:28
#6 God said - Save for the future, don't spend everything you get. Proverbs 21:20
#7 God said - You cannot serve God and money. Matthew 6:21-24
WHAT ARE THE 4C’s? Biblical Principles for Financial Faithfulness.
Capture - Every dollar in, and every dollar out.
Categorize – Income goes to a category. Spending comes from a category.
Compare - How much is left to spend in this category before the end of the month?
Change - Change money between categories as God directs. Spend less there to have more here.
THE SECRET of financial freedom. Obedience. God doesn’t need you to be a better money manager. He wants you to be a better money obeyer. Let God make your money decisions. It’s His Money. Ask Him, He'll tell you.
THE STRATEGY of financial freedom. This month’s Income pays next month’s bills. (that’s freedom) For most people… this month’s income pays last month’s bills. (that’s bondage)
ONLYFOUR THINGSYOU CAN DO with your 4C's Accounting Tool.
#1 Receive Money – Money in - goes to a category
#2 Spend Money – Money out - comes from a category (leaving less to spend before the end of the month)
#3 Change Money Between Categories – (as God directs) – Spend less there to have more here.
#4 Fill Categories At The End Of The Month – EOM Distribution of this month’s income to pay next month’s bills (so the money is there when the bill comes due.)
BENEFITS OF YOUR 4C’s ACCOUNTING TOOL
#1 Obedience – Always brings joy, peace, and blessing. You will learn to obey financially. It all belongs to God. And He’s really good with money.
#2 Relationship – Your relationship with God will grow, your conversations with Him will increase. Money is black and white, not gray - you will learn to hear his voice clearly!
#3 Peace – Finances become a blessing not a burden.
#4 Unity – You and your spouse will be in full agreement – where God commands a blessing.
#5 Joy – You can Earn, Give, Save, and Spend as God directs. Obedience always brings joy.
#6 Testimony – What God does when you finally surrender all money decisions to Him – is crazy! He knows how to manage money better than you do. He just uses money to teach us obedience.
#7 Love – You will learn to love God, not money. He said, you can’t do both. - Matt 6:24
HOW TO GET STARTED Call Us – We’ll build your tool free of charge, and help you daily until you get the hang of it. Simple! Like riding a bike, you’ll never forget.
WHAT YOU NEED for the 4C's Accounting Tool
#1 Microsoft Excel on your PC or Mac
#2 Faith – that if you Give God your money decisions – He will bless you.
#3 Commitment – To Give An Account Daily.
#4 Perseverance - If you miss a day or two, just pick up the next day. It's simple. Not a religion, it's just faithfulness - and freedom!
#5 A Miracle - Seed Money - Ask God to provide one month’s Income… to live on this month. So this month’s income pays next month’s bills. God will do it! Your life will change forever!
WHAT YOU’LL DO Every morning before work.
#1 Open your 4C’s Tool, and your Bank Online.
#2 Match Yesterdays Bank Balance – with your 4C’s Accounting Tool from yesterday.
#3 Enter Yesterday’s Transactions – so your 4C’s Tool matches today’s bank balance. So you know what’s left to spend in each category before the end of the month.
HOW TO DO IT
Enter yesterday’s transactions in your Checkbook Tab. M 6/1/2025 Speedway Cincinnati -50.00 CarGas M 6/1/2025 Kroger Lebanon -79.81 Grocery
#1 Enter “M” for Monday, and “6/1/2025” (today’s date)
#2 Enter the Description “Speedway” and the Amount “-$50.00” (minus because you spent it)
#3 Type in the Category it came from: “CarGas”
Note: When you enter the category name... Your 4C’s Tool automatically updates your new Checkbook balance, and the new balance in the category it came from (so you know how much is left to spend before the End of the Month.
THIS IS SIMPLE. Typically just one to three transactions per day – takes about 5-8 minutes.
JUST NOT EASY. The devil doesn’t want you to do this.
It takes faith, discipline and perseverance. The devil does not want you doing this, because he knows... If you obey with money, you’ll obey with anything. If you trust God with money, you’ll trust Him with anything. That’s why he’ll do everything he can to stop you.
But God has victory for you – financially! Finances will become a testimony and a joy, not a burden or stress. When you obey financially – you learn to hear God’s voice, you grow your faith, and contentment, and joy as you see God do miracles in your financial life! He has good for you. Just walk in His Ways!
Call us, we’ll help you! Ask God if this is what He is leading you to do. If He confirms it, Start Today! God will establish you. Your life and family tree will change forever!
See - THE MONEY PACKET - (PRISM Topic Packets from hearwelldone.org) What God says about money. Truth that will transform your life and your finances.
Something to be aware of: There are many budgeting tools out there – some cooler than this one. But this isn’t about budgeting – This is about obeying - Giving An Account – Letting God make your money decisions.
In order for this to work… You might consider asking yourself these three questions.
#1 Are youcommitted to fully obey God no matter what He tells you to dowith His money? If you are... you will be free financially! You will find some things in His Word which are completely different than what you think right now about money – or what you currently do in your money habits. Are you willing to obey no matter what God tells you? If not – you’re probably not ready for a Financial Obedience Tool.
#2 Are you willing to Give An Account daily? Probably five to eight minutes or less – some days zero minutes. God gave the secret weapon to obeying financially. It’s Give an Account Daily! He said, “Know the condition of your flock, give careful attention to your herds, for riches don’t last forever and a crown is not secure for all generations.” He said to Give an Account financially like a shepherd, not a farmer. If He said give an account of your crops – you would do your 4C’s Tool every spring and every fall. But He said ‘flocks’ not crops. Shepherds gave an account of their sheep every day! It’s God’s Secret to obeying with His money – Give an Account Daily so He can make your money decisions!
#3 Are you willing to sell the car? It might be different for you - it might be sell the boat, or the motorcycle, it might be sell everything you have, give to the poor, and then come, follow me. It might be to start tithing, or start giving, or it might be to change something you are doing financially that is not God’s will or God’s best. It could be re-think a wrong view of money, or fully obey in any area – that’s not fully surrendered to Him. His ways are not our ways – they are most often - just the opposite. Are you willing to sell the car – if He tells you? If not, you may be like the rich young ruler who wanted to give God everything – except His money.
If you are willing to do these three things. God just set you free financially – money will follow! It’s not being completely out of debt that sets you free – some people are not making payments – but still in bondage to money. They don’t really let God make their money decisions. They still serve money. It’s not what’s in your bank that makes you free, it’s what’s in your heart. Your decision to fully obey with money - no matter what – gets you free financially. God will take over your money decisions. You will be set free and the money will follow.
Can’t wait to see how God shows you what Freedom feels like! What Debt-free feels like! What Hilarious Giving feels like! What His abundance feels like! What it feels like when money every day becomes not a struggle – but a testimony! You will see Him do crazy things. Great joy is waiting!
Call us and we will train you on the 4C's Accounting Tool - at no charge. We will then build one for you, give it to you, and train you for the first five days - until you get it! All at no charge... We want you to be faithful financially. It's not about the money - it's about the relationship. But we also want you to know the freedom that God gives when you surrender your money decisions to Him!
God will bless your first step of obedience! He has good for you! He promised. And He loves you!
Blessings, Kelly and April 513.260.6908 email@example.com