A Daily Call is a 15 minute call before work sharing PiVAT and PRISM with a friend.
An Advanced Daily Call is simply adding RSVP to your Daily Call – now sharing PiVAT, PRISM, and RSVP to include your testimony of obeying with money – and what God does as you learn to hear and obey financially.
How to Add RSVP to your Daily Call When doing PiVAT before dinner – simply add the Letters RSVP to the last four lines of the left column of PiVAT.
What is RSVP? - Four Questions to share on your Daily Call that will help you obey financially.
R: Receive - What money Did I Receive Yesterday? What Categories did it go to, and how much is left to spend?
S: Spend - What money Did I Spend Yesterday? What Category did it come from, and how much is left to spend?
V: Vision - What money did God tell me to spend today? What Category will it come from - how much will be left?
P: Portions - What money is available right now to spend in my 3 Most Frequently Used Categories (probably Grocery, Car Gas, Entertainment)
Share with your spouse, then on your Daily Call. Sharing these four things daily will bring results!
1) Ask God daily what He wants you to spend and He’ll tell you. It's His money, and He's better with money than you are.
2) Communicate daily with your spouse – will grow you in unity in the greatest area of potential marriage conflict - money.
3) Sharing your daily financial obedience with a friend equally committed to obeying every day financially like you are brings progress and encouragement.
4) You will see how God absolutely blesses those who surrender their money decisions to Him!
Financial Faithfulness is "knowing where God's money is and asking him what He wants you to do with it."
Financial Faithfulness includes both Accounting and Obeying – knowing where it is, and doing what He tells you to do with it. The 4C’s Accounting Tool and RSVP can help you! God wants to make your money decisions!
Living on a Budget doesn't make you a faithful steward. Obeying what God tells youto do with His money makes you faithful as a steward. God isn't looking for better money managers, he's looking for better money obeyers! Money is really a relationship thing... because it’s His money.
RSVP helps you walk in obedience with someone financially - by sharing what God told you to do, what you did to obey Him, and what He did as a result!
How2 get RSVP to share on your Daily Call
STEP 1 Update Your Accounting Tool
To do RSVP you really need an Accounting Tool – something that actually tracks your spending plan against your income and expenses. (What came in, and what went out)
It's easy to get confused as to what He is telling you to spend - if you haven't updated your ACCOUNTING TOOL. He knows how much you really have - YOU just don't know - until you update your ACCOUNTING TOOL (take yesterday's expenses from categories, and put yesterday's income into categories)
Update your Accounting Tool - simply means: Allocate yesterday’s income to categories, and yesterday's expenses from categories - to find out what you have available to spend before next paycheck.
Your Accounting Tool tells you the money that you R: received yesterday, and S: spent yesterday, and P:Portions - what's left in your most frequently used Categories. Your Accounting Tool - helps you know how much you have (to ask God about). He won't tell you to spend what you don't have.
Be sure your ACCOUNTING TOOL covers the 4C’s - four basic principles of Financial Faithfulness: C: Capture - What comes in and goes out C: Categorize: Income & Spending to and from spending categories C: Compare: How much is left and how many days until next paycheck C: Change: Change money between categories - When God says spend less there, so you can spend more here.
If you don't have an Accounting Tool which tells you where the money is, and how it's apportioned between your living expenses - with current balances in each category, Hear Well Done offers an Excel-based - 4C's Accounting Tool free of charge. We will even help you customized it for your personal use if you are willing to be faithful in using it for at least 30 days. Call us - we'll help you! You can do this!
Update your Accounting Tool daily – it will only take 5-7 minutes. The more frequently you update -the less time it takes! (and the more likely you will remain consistent). Shepherds updated their flocks daily. Updating your Accounting Tool early each morning verifying with your bank online - which includes transactions cleared overnight helps you “know the condition of your flocks” for today. So you can ask God what to do with His money.
An updated Accounting Tool - is how you answer the RSVP Questions. Receive, Spend, Vision, PortionsSimple.
STEP2 Complete RSVP
R: Receive - Look at your Income Tab from yesterday – and you’ll know how much you ‘Received’ yesterday and what categories you allocated it to. The categories will tell you how much is left to spend until next paycheck.
S: Spend – Look at your Expense Tab from yesterday – and you’ll know how much you ‘Spent’ yesterday and what category it came from. The category tells you how much is left to spend until next paycheck.
V: Vision - Ask God what He wants you to Receive and Spend today. Look at your Summary Tab to see how much is available in each category. But just because money is there doesn’t mean God wants you to spend it. If a category doesn’t have money – He’s not telling you to spend! Be content with what you have. Wait until your paycheck comes! If God tells you to spend over what the category has in it– He will tell you what category to change money from – and spend less there to have more here.
How do you do Vision - of RSVP? During your PiVAT before dinner Time with God – getting His plan for you for tomorrow. Ask Him about RSVP. "God what do you want me to receive tomorrow?" "God what do you want me to spend tomorrow?" Your 4C’s Accounting Tool will tell you how much you have left in your most frequently used categories. (Probably Grocery, Car Gas, and Entertainment).
Ask God what he wants you to receive tomorrow. What does God want you to do tomorrow to earn money - or earn extra - (whether deliver pizzas, sell something on ebay or Craigslist); so you can give to someone in need, so you can pay a bill, or so you can save for a current or future need. Ask God, He’ll tell you.
Every dime we receive - God gives. He either gives us money directly through others (birthday gift, unexpected windfall etc.) or He gives us the ability and opportunity to earn money. But either way, the only money you receive – God gives.
Earning money takes time. Is this really what God wants you to do tomorrow? Some people experience financial lack because they are not working hard enough – or not earning enough. But others work long hours to provide for greeds, not needs. If you are working more hours than what God told you to work, you cannot live your best life. You are not investing those hours in the other priorities He has for you. Part of hearing and obeying financially is knowing what God wants you to earn, as well as what God wants you to spend.
Sometimes God wants you to put in overtime hours, or get a part time job to earn more income. But sometimes you’re trying to pay for something God never told you to buy. Know what his will is for your hours and your Income. Be faithful to work as unto the Lord – and He will provide for your every need.
Ask what He wants you to Spend tomorrow. He’ll tell you. God is not wasteful, neither is he cheap. Sometimes God tells us not to spend or spend less. And sometimes He wants us to spend more. Learn to be content with what you have, and obey exactly what He tells you to do.
Some people spend money on what they need, or what they think they need, and don’t spend money on what they think they don’t need. Or they feel guilty for spending on something more than they need. What does “what you think you need” have anything to do with it? Ask God what to spend. Let him decide what you need.
Sometimes God directs you to spend on something that is ‘more than what you think you need.’ Let him make the decision, it’s His money not yours. Learn to hear and obey financially.
Warning: Just because it’s in the budget (or even in the category), doesn’t mean He wants you to spend it. And just because it costs a lot of money doesn’t mean it’s not what He is telling you to do... He owns every penny on earth. What you think doesn’t matter as much as what He thinks. Ask Him what to spend - He’ll tell you. Know his plan for you for tomorrow - financially.
Before bed, share your PiVAT including RSVP with your spouse. Pray for each other. Certainly your spouse should hear what God has put on your heart, even before your Daily Call partner tomorrow morning. Money is an intimate thing - it's a heart indicator. Sharing RSVP with your spouse can eliminate arguments and disunity in your marriage by simply seeking God together on what to earn and spend tomorrow.
P: Portions - Your Summary Sheet will tell you how much money is currently available in each of the Top Three most frequently used categories. For most people this will probably be Grocery, Car Gas, and Entertainment.
Write RSVP on the last 4 linesof PiVAT for Today – Left Column. Just put the dollar amount, categories and remaining balance for each one – on the last for lines of the Left Column.
R S V P
STEP 3 Share RSVP on your Daily CALL
An Advanced Daily Call includes sharing RSVP for today. It reveals how you are hearing and obeying financially, It gives you opportunity to receive Godly counsel. Giving a testimony of your faithfulness to God, and God’s faithfulness to you financially is one of the most beneficial things you will ever experience financially.
Perhaps nothing will inspire you more than walking with someone who is also obeying with money - seeing how God blesses them because of their obedience gives you hope and encouragement to keep obeying also! Some of our greatest financial resolve arose - not from what someone told us to do - but seeing what God did for someone who was completely obeying him financially. What God does for people who fully obey him with money – just gets ridiculous. It’s almost laughable – what God can do for those who will obey with money.
Sharing on your Daily Call what God is telling you to do financially will bring great victory. You will overcome by the blood of the lamb and the word of your testimony – it will help you live your best life - financially.
STEP 4 Check with God before spending during the day
Spend what God told you to spend today - but also check with him. He may re-direct you in the moment - or confirm what you understood yesterday to be His will for your money decisions today.
Remember! God is not obligated to reveal every spending decision He has for you for tomorrow, and you will never run out of spending opportunities each day. Check with Him - before spending. Be in agreement with your spouse. If you both aren't in agreement. God is big enough to change either or both of your hearts. If you're not in agreement - wait on Him - it's not time to spend that yet.
But if we ask for His plan financially each day and confirm with Him, He will tell us specifically what to spend from which category, and where to allocate income.
Psalms 32:8 - "I will instruct you and teach you in the way you should go - I will guide you with my eye upon you."
This includes money! Don't be fooled into thinking this is overkill. God loves the frequent conversations, He doesn't tire of hearing from you. As each spending opportunity arises, quickly check in with the Master. It's His money! You'll only spend about 3-4 things per day - many days one or none. Good stewards check in with the owner first!
When a spending opportunity arises it's either God's will, or not. He either revealed it yesterday during PiVAT before dinner, or revealed it now, or He wants you to say NO.
If you already know God's spending plan for you for the month, week and for today - and it's something additional - simply ask God if He wants you to spend it or not? He may say yes, or no, or He may say wait.
Or He may say nothing. ie. you've asked if you could buy this 5 times. He said “No” the 1st three times, because He has something better for you, but you are just not getting it through your thick skull, so He is not saying anything - don't imagine you heard a “yes”).
You also need to seek your spouse's counsel. And you definitely need to know what you have in your categories - so you can ask God what category He wants this spending to come from.
If you know what's left to spend, you will be far less likely to get confused in hearing God's voice.
Remember - God won't have you spend what you don't have - or what you have already spent. (He's pretty good at accounting Himself - he knows the number of hairs on your head, at this very moment. So your three or four expenses today are not going to overtax Him)
If you don't have complete peace about this spending item, OR if you are not in unity with your spouse - WAIT! Do not buy it! No "One Day Sale" is worth incomplete obedience. Complete blessing comes from complete obedience!
Why2 Advanced Daily Call - RSVP
An Advanced Daily Call is simply adding RSVP to your Daily Call: A 15 min phone call before work, sharing PiVAT, PRISM and RSVP with a friend.
Receive, Spend, Vision, Portions.
Using RSVP on your Daily Call is extremely helpful for four primary reasons. 1) God says know the condition of your flock 2) God says exhort one another daily 3) God says count the cost 4) God says get counsel
Know the Condition of your flock Proverbs 27:23-24 - Be sure you know the condition of your flocks, give careful attention to your herds; for riches do not endure forever and a crown is not secure for all generations.
Scripture encourages us to be well aware of our resources. Give careful attention to financial matters. Stewardship is not something you choose. You are already a steward because God has entrusted resources to you. The only question is what kind of steward will you be? Are you a faithful one?
Interestingly God uses the example of a shepherd when instructing us on the accounting part of stewardship. Shepherding was a daily activity. Careful attention - didn't mean every couple weeks or so. That would be a foolish shepherd. Half the sheep would be lost or eaten by then. RSVP is a daily activity that easily enables you to give careful attention to the resources God has entrusted to you.
Exhort One Another Daily Hebrews 3:13 - But exhort one another daily, while it is called today, so that none of you may be hardened by the deceitfulness of sin.
Scripture tells us to exhort (warn, encourage, inspire) one another (one to one - other) each and every day, so we won't be side-tracked, so our commitment to Christ won't grow cold, and our fellowship with God wane. The devil knows we cannot serve God and money (he knows the Bible better than many Christians). So money decisions is one of the first areas he attacks - trying to get us to think it's our money, and to manage it our way instead of God's way.
Money (personal money choices) is an area that we rarely if ever talk to another person about. How many people do you know that share their financial picture and financial decisions regularly with someone else who wants to obey financially? You probably have never heard of a single person who does this. But God's ways are very different than ours. In fact, God doesn't want us avoiding money discussions - God wants us to encourage one another daily to hear and obey Him financially! He’s really good with money – and He said how we use it indicates our heart.
Count the Cost Luke 14:28-30 - Suppose one of you wants to build a tower. Will he not first sit down and estimate the cost to see if he has enough money to complete it? For if he lays the foundation and is not able to finish it, everyone who sees it will ridicule him saying, 'This fellow began to build and was not able to finish.' v 33 In the same way, any of you who does not give up everything he has cannot be my disciple.
This verse was not talking about building towers, it was talking about accounting - knowing what you have available - so that, once you know what's available, you can surrender the money decisions to God instead of making them on your own.
Accounting first, then Obeying. This parable was God's truth about surrendering our money decisions fully to him - giving up our control - to His Lordship.
This truth has a practical starting point. Before you start the day - before you spend anything today - know how much you have. Know what's available.
God is saying - even before you ask me what to do with it. Know what you are asking me about.
RSVP on your Daily Call - comes from your daily 4C's Accounting Tool. It helps you look at what's available. Ask God what He wants you to spend today - and know what will be left before your next paycheck.
Get Counsel Proverbs 15:22 - Plans fail for lack of counsel - but with many advisors they succeed. Multiple verses in scripture admonish us to seek Godly counsel. Not so you can come up with a better plan than your own; although it's true, two heads are better than one. It is so you will be able to discernand confirm God's plan versus Yours. God's way versus man's way.
Most people do not seek counsel regarding money- or have any opportunity to receive it - and they suffer for it. We're not talking here about investment options which affect a small percentage of your income- we’re talking about earning, giving, saving and spending decisions daily which affect 100% of your income.
RSVP on your Daily Call- positions you to receive financial counsel and prayer daily. This is both an encouragement and a safeguard. Even better, you are getting a Godly perspective from another person equally committed to hearing and obeying God financially along with you!
While your Daily Call is not an in depth discussion on financial investment options, the 5 minute daily update of your personal obedience in time, thought and money decisions - enables you to give and receiveprayer, encouragement and counsel. It could reveal heart trends, and could even help you think twice before you do something stupid financially. Is this really what God is telling you? Even little financial decisions are important - because they reveal your heart condition and heart motives quicker than anything else.
RSVP: What did you Receive & Spend yesterday? Vision - What is God telling you to Receive and Spend today? and Portions - what do you have left in your 3 most frequently used categories. Sharing the journey of financial obedience on your Daily Call takes just a few seconds of the 5 minutes that you share. But will help you greatly to hear and obey God’s voice. If you learn to hear and obey financially - you will hear and obey in anything.